Can You Buy a Property Without Your Spouse Knowing

Wedding anniversary fast approaching? Want to celebrate your spouse’s birthday with a bang? Well, what better way to surprise the love of your life than with a newly purchased property. It’s a common misconception in the Philippines when buying a new house that married couples both need to sign on the contract to finalize the buying process. Contrary to that, there are a few ways to acquire a new property even without the signature or knowledge of your spouse. How? Continue reading to find out the best and most practical way to do this.

How to Acquire a Property in Secret If You’re Married

If you’re planning to invest in a new housing unit, but you don’t want your husband or wife knowing it, it’s possible and very simple to do. Let’s say you’ve been eyeing this property in the province so you can turn it into a retirement home in the future, you can buy it without the need for your spouse to sign any document. And this is an easy and legal process that not all couples are aware of. Here are the steps that you need to follow:

Step 1: Pay the property in spot cash. To successfully acquire the property that only you know, you need to settle the amount at once without using bank financing or any loan.

Step 2: Use “Married to” in the contract. You should use “Married to” as description in your civil status in the contract. For example, “Married to Juana xxx, purchased the property...”. Avoid using the term “spouses” such as in “Spouses Juan and Juana xxx purchased the property...” because this will require the both of you to sign in the contract. The objective here is to avoid requiring your husband or wife to appear during the buying process or require their signature when purchasing a new house and lot. This way, you can buy any property without your spouse knowing.

Final Thoughts

This is just one of the few ways to legally acquire a new property in the Philippines without telling your spouse. Other ways include using Unilateral Deed of Sale wherein the property is legally transferred to the buyer with only the signature of the seller needed. And since it’s only signed by the seller, you don’t need to sign in the contract or even your spouse to seal the deal. And that’s it! Congratulations on your newly acquired property and a chance to surprise your partner on your wedding anniversary!

Please don’t hesitate to message us on this website if you have questions regarding this kind of transaction or if you want to sell your property anywhere in the Philippines. REALS Corporation offers professional real estate services to ensure you are on the right track when it comes to property investments in the country. Talk to our agents today and see what we can do for you!